You know your Social Security number, your ATM PIN, an access code here, a password there... But do you know the number that will cost or save you thousands of dollars & what impacts this number? 

Lenders use credit score to determine if you qualify for credit and how much interest they'll charge you. Insurance and phone companies use the scores to decide if you're a good credit risk. Even prospective bosses & landlords may turn you down based on your scores.

This one number, often times referred to as a FICO score because of the Fair Isaac Corporation that developed the the system, can impact so much in your world you should know what you can do, should do, or as important NOT do, to improve it.

You can get all 3 of your credit reports for free (1 x/year) at this site... www.annualcreditreport.com

Below Are The 5 Factors that Determine Your Credit Score Or

 

BELOW ARE 5 QUICK & EASY WAYS TO IMPROVE HOW THE FICO SCORE CACULATION VIEWS THE AMOUNT YOU OWE...THAT ACCOUNTS FOR 30% OF YOUR TOTAL SCORE


As A Seller... "I always felt relaxed and like his only client." 


I always felt relaxed and like his only client. It is without hesitation that we recommend Mitch Rolsky as a real estate agent for both the buy and sell side.

We have worked with Mitch twice in the purchase of a downtown Indy home and then with the subsequent sale of the same house just over 2 years later. Mitch's guidance allowed us to purchase the home in a desirable location at a price level that was at the lower end of the market range at that time. During the sale of the home, Mitch paid no attention to what the home was sold for earlier but focused on what the market would bear. Mitch focused on selling the value of the home and the location as opposed to price. He knows the market extensively and set a selling price and sales strategy that worked perfectly in a softening seller's market.

We moved because of a career change which forced us to move away during the sales process. Mitch took care of everything from there....in essence, we left our entire belongings in the care of Mitch. Friendly, detailed, trustworthy, knowledgeable and professional are but a few of the attributes of Mitch. Thanks Mitch....

ANNIQUE & MARTY G.

As A Buyer... "Purchasing Indy real estate virtually from California during covid, was not within my comfort zone."


Purchasing Indy real estate virtually from California during covid, was not within my comfort zone. I needed an agent to patiently show me things as though I was there myself, speak with blunt honesty and find balance between my "desire" list and a stable long term investment.

Mitch doesn't miss a beat! He is highly intelligent, engaged with his clients - stellar communicator with a wealth of wisdom not only through the home buying process, but in life. I always felt relaxed and like his only client, yet knew he was doing much hard work in the background.

I've heard in life that "your realtor is your best friend!" Best friends work for your best interest; he was always right there and always told it like it was....so appreciated!!! He exceeded all expectations and hope to work together again in the future!

KRISTINA & ROBERT O.

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