STEPS TO ADDRESS BEFORE THE LAST BUSINESS DAY IN DECEMBER
Start the process by confirming the newly purchased property is showing in your name vs the prior owner. Hamilton County gives you the ability to search for exemptions that exist online here. If after your search you don’t see your name as the owner, then first check the Ownership Information tab and you should see your name at least listed there. If that’s still not the case then this typically will require a call to the auditor’s office (see offices tab.)
If you find the property is in your name then select the "Ownership Information" tab and then the "Current Deductions" Tab and scroll down to the table which will list what exemptions are already on file for the property and in what name!
Again, If the exemptions are not in your name, Don't have a date filed that's in the current year AFTER you either purchased or changed the ownership of the property, then you must file a new exemption to be safe that your real estate taxes in the next bill will not be twice what they should be!
If your closing is recent then you will want to call the office to confirm if they also show the homestead exemption for current year is filed in your name.
If you live in Hamilton County AND You found the property is already in your name AND it’s before December 18th and you called and they don’t show the homestead already filed in your name then I would encourage you to complete the application online, but you may also complete it in person or by mail. TheAuditor’sReal Estate office is open from 8:00 A.M. to 4:30 P.M., Monday through Friday.
In order to submit the form online you must have the following before you access the application:
A personal email address.
Acrobat Reader 4.05 or higher. (Acrobat Reader is available for free from the Adobe website.)
You will not be able to submit the form if you are using Netscape 6 as your web browser. (Acrobat Reader is not compatible with Netscape 6.)
You will need a copy of the most recent tax invoice/receipt that you received in the mail. If you can’t find that then please call me ASAP and I can give you the tax id info that you will need for the form.
You will also want to have a copy of your driver’s license available
Save your confirmation email with your other important documents as a receipt and proof of your application submission
(Note: The Auditor's Office will not accept documents for recording after 4:00 p.m.)
Submitting The Homestead Deduction/Credit
Homestead Exemptions: Complete & Submit Homestead Deduction/Credit online here Here you will search for your property again. Then select the “all information is correct” green forms button in the bottom right corner. From here you can file the most common exemptions.
Remember that taxes paid this year are actually for the prior year and taxes that relate to this year will actually be paid next year.
If you bought an existing home and the seller had a homestead exemption in place as of March 1, in the year you bought it, then the exemption should AUTOMATICALLY carry forward and be a deduction for this year’s taxes, payable next year.
Still, to play it safe be sure to file for the exemption no later than the last business day in December. You can easily complete this process in about 10 minutes online. This is the link to complete the form and submit it online. Here you will search for your property again. Then select the “all information is correct” green forms button in the bottom right corner. From here you can file the most common exemptions.
At the bottom of the form, there is a submit button. Before submitting the form please print out a copy for your records. After you submit the form you will get a confirmation email acknowledging that you filed it. Typically this email will come instantly but if you have not received it within 24 hours you MUST call the number at the bottom of the form.
NOTE: Once you receive the confirmation email you may need to open the email and reply to the sender’s address to complete this process. Please read the instructions carefully!
You should also print a copy of the email that you received for your records and to be completely safe you should also print out a copy of the email that you sent back and store both in a safe place. If the exemption does not show up on your next tax bill you will need to show the form along with the emails.
The Mortgage Exemption Has Been Eliminated
Mortgage Exemptions - BEGINNING IN 2023, THE STATE OF INDIANA HAS ELIMINATED THE MORTGAGE DEDUCTION FROM PROPERTY TAX BILLS. THE $3,000.00 MORTGAGE DEDUCTION HAS BEEN ROLLED INTO THE HOMESTEAD DEDUCTION FOR ALL FUTURE TAX CALCULATIONS.
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